The UOB One is offered by the United Overseas Bank (UOB) and is considered as one of the most popular high-yield savings accounts by a bank in Singapore. UOB One Account adalah tabungan Rupiah yang memberikan kemudahan bertransaksi sekaligus mengoptimalkan pertumbuhan dana tabungan. UOB has recently increased their savings interest rates, allowing all existing and new UOB One Account holders to earn more interest annually. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. And one of the best credit cards to complement this savings account would be its namesake – the UOB One Card. An individual with a savings of S$75,000 , and is able to meet UOB’s requirement will be able to earn an interest of S$1,827 within a year. Customer Satisfaction Index (CSI) Survey Report for 2017, Housing Loan Referral Scheme Terms & Conditions, Complimentary monthly/quarterly statement to keep track of your transactions, Complimentary mini ATM statement to update you on your current balance, Convenience of accessing cash anytime, anywhere, Register with Personal Internet Banking and enjoy default daily limit to UOB Kay Hian at RM50,000, You must be a Malaysian citizen or Permanent Resident, Original Identity Card (IC) for Malaysians and Passport for foreigners. Our Uniplus account is a popular statement-based savings account that gives you a world of conveniences and lets you enjoy daily interest rates. For added convenience, you can set up a monthly fund transfer to your child’s Junior Savers Account if you are an existing UOB account holder. Banks have promotions whereby they offer bonus interest rates on savings accounts if you meet certain conditions. To enjoy this service, please complete the Application for Deposits Transfer (Inter-bank GIRO Collection) Arrangement and mail it back to us, Book an appointment online for express account opening#. UOB bank accounts like the Gold Savings Account come with a monthly service charge fee. Multiplier gets away with it somewhat, since you can simply spend a dollar on any DBS card just to fulfil the spend category, but it is simply lacklustre now after its 2020 revision. of the highest gold balance each month, subject to a monthly minimum charge of 0.12 grams of gold. Fresh Funds Amount (i.e. The terms and conditions of the promotion may be subject to change without prior notice or reason. UOB Basic Savings Account-i offers many benefits, such as UOB Personal Internet Banking, 24-hour banking services and 24-hour electronic banking centres. 3 2017 Protection Gap Study – Singapore, Life Insurance Association Singapore. He will get S$127,786 9 (more than 2X of his premiums paid) at age 70, S$159,865 9 (more than 3X of his premiums paid) at age 75, or S$236,574 9 (more than 4X of his premiums paid) at age 85 when he chooses to surrender the plan. Deposit Fresh Funds of at least $15,000 in a UOB Passbook Savings or Uniplus Account to enjoy interest rates of up to 0.50% p.a. Usher in the new year with prosperity and abundance with up to S$168 sure-win hongbao* when you deposit fresh funds into your UOB Passbook Savings Account. Pick this account if you’re allergic to maths, because the only requirement is spending at least $500 a month on a UOB credit card (either UOB One Card, UOB Lady’s Card, or UOB YOLO Card). Depositor may or may not receive any hibah for Qard deposits. Browse for more information. This promotion for UOB Passbook Savings and UOB Uniplus Accounts and ends on 31 Jan 2021 1 Valid for UOB Passbook Savings Account or UOB Uniplus Account only. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Hassle-free monthly funds transfers to Uniplus Account from any account with UOB or any other financial institutions. Get bonus interest when the following conditions are met; Bonus Interest Rate Tier 1 Conditions of Bonus Interest Rate Tier 1 Plus, get up to S$168 sure-win hongbao* when you deposit fresh funds and SMS to participate in the UOB Spring Savings Festival! UOB One Savings Account is a great option for consumers seeking high interest rates without the complicated tracking associated with most multi-product accounts. Miscellaneous fees. A S$2 minimum balance fee will be charged if your average daily balance for the month falls below S$500, For a list of fees applicable, please click, You must be at least 15 years old (Singaporean / Permanent Resident or Non-Singaporean), Minimum initial deposit of S$500 (Singaporeans / Permanent Residents); S$20 (for Singaporeans / Permanent Residents with a monthly income of less than S$2,000, and who are using the account as a Basic Bank Account); S$1,000 (Non-Singaporeans). Features. UOB One also comes with competitive interest rates, but the good thing is that it doesn’t encourage... 2. interest (Prevailing Interest Rate). Co. Reg. Why Should You Use UOB Gold Savings Account (GSA) And Silver Savings Account (SSA)? Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme. UOB One Savings Account is a great option for consumers seeking high interest rates without the complicated tracking associated with most multi-product accounts. Get interest of up to a total of 0.50% p.a.1. For reference, keeping $10,000 in this account will earn you $5 a year in interest. Monthly service fee. Let's connect on WhatsApp! As shown in Diagram 1 below, prior to 1 May 2020, UOB One Savings Account provides 2.436% interest rate. Simply SMS to register for the tier you wish to participate in and deposit fresh funds to complete the registration. Auto Direct Debit, for 12 consecutive months]. Singapore's third-largest retail bank will from Aug 1 lower all rates on its UOB One account for account balances up to S$75,000. In case that customer have more than 1 UOB Secure savings account, total insurance coverage will be counted on all eligible accounts, max coverage up to THB 2,000,000 per person In case of joint account and do have beneficiary details, every joint account owners will receive equal compensation on eligible account(s), max up to THB 2,000,000 per account 1. For the past few years, the UOB One Account has been the main competitor to the OCBC 360 as one of the best savings accounts in Singapore. I accept the Terms and Conditions Governing Accounts and Services , Terms and Conditions Governing Islamic Accounts and Services (Only for Islamic Accounts) and UOB Debit MasterCard Terms and Conditions. Important information on the use of UOB Accounts and Services, UOB INFINITY (DIGITAL BANKING FOR BUSINESS), Instalment Payment Plan's Terms and Conditions, TERMS AND CONDITIONS FOR ACCOUNTS AND SERVICES, CPFIS & SRS Corporate Actions Information, Application for Deposits Transfer (Inter-bank GIRO Collection) Arrangement. The bonus interest rates per annum for UOB Stash savings account are as follows: No bonus for the first S$10,000 of your account balance. UOB Baby Bonus Card Use the savings in the CDA to pay for permitted expenses incurred at Approved Institutions via NETS or GIRO, for all your children. This is an interest-bearing account and although these kinds of accounts do not have high interest rate, it is the reliability and safety which make them a good option for saving your money. UOB bank accounts generally charge $30 if an account is closed within 6 months of opening. Early account closure fee. I accept the Terms and Conditions Governing Accounts and Services , Terms and Conditions Governing Islamic Accounts and Services (Only for Islamic Accounts) and UOB Debit MasterCard Terms and Conditions. Water/Electricity/Telephone Bills, Quit Rent, Assessment Note/Bank Statement/Employer's Confirmation Letter) in your name and address, Not applicable to Business Corporations, Associations and Societies, Minimum balance to maintain in the account is RM20. Apply for a new UOB account 24/7 by retrieving your personal information with MyInfo. Works just like an ATM Card but offers rebates, discounts with added convenience and security. Requirements You must be 18 years old and below Account can be opened singly or in joint name. The interest rates are somewhat similar though the UOB One Account works in a slightly different way. UOB Stash Savings Account is a great option for consumers with moderate-to-large balances and variable saving behaviours. Also available on mobile. Applications submitted between 8.30am to 9pm (for new UOB customers) will be opened instantly. UOB has joined its Singapore banking peers in deepening cuts to interest rates tied to flagship savings accounts, reflecting the prolonged low-interest rate environment. After reviewing the features of OCBC 360, it’s time to dig deeper into the features of UOB One and what makes it a worthy rival of OCBC 360. //